Free Tools
Free tools for church leaders.
Free calculators and AI tools built for pastors and church administrators. No account required, no data stored, no strings attached.
Church Giving Health Check
Get an instant giving health score for your congregation — giving rate, average gift, per-capita benchmarks, and specific recommendations.
Check your giving healthChMS ROI Calculator
See how much time and money your church could save by switching to modern church management software.
Calculate your ROISermon Assistant
Draft a sermon outline in seconds. Enter a passage or theme and our AI will generate a structured outline with key points, scripture, and application.
Draft a sermonChurch Insurance Calculator
Estimate your annual church insurance costs by state, building value, attendance, and programs. Based on published US broker data — with a clear disclaimer.
Estimate your premiumsChurch Giving Health Check
How healthy is your congregation's giving — really?
Most churches don't know their giving rate. They know the total — but not what percentage of their congregation is actually giving, what the average gift looks like, or how they compare to similar-sized churches across the US.
The Church Giving Health Check asks you four simple questions and returns an instant score with benchmarks. You'll see where your church stands on giving participation, average gift size, per-capita giving, and online giving adoption.
It takes about 60 seconds. No account, no email, no data stored. Just a clear picture of where you stand and what to focus on.
Best for: Pastors and church administrators who want to understand giving patterns and identify where engagement is slipping.
ChMS ROI Calculator
What is manual church administration actually costing you?
Churches that manage members on spreadsheets, track giving in Excel, and schedule volunteers by hand spend an enormous amount of staff and volunteer time on tasks that modern church management software handles automatically.
The ROI Calculator helps you put a number on it. Enter your church size, how much time your staff spends on admin, and what you're currently paying for tools — and get an estimate of how much time and money a platform like ChurchStacks could save you each year.
Built for church administrators and pastors who are evaluating whether a ChMS investment makes sense for their size and budget.
Best for: Church administrators, executive pastors, and finance teams evaluating church management software.
Church Insurance Cost Calculator
How much should your church be paying for insurance — and are you properly covered?
Most small churches have never formally reviewed their insurance coverage. They renew the same policy every year, hope nothing changes, and discover gaps only when something goes wrong. The result: churches that are significantly underinsured, often without knowing it.
The Church Insurance Calculator gives you a state-adjusted, coverage-by-coverage estimate of what a church your size should expect to pay annually. Enter your state, building replacement value, attendance, vehicles, staff count, and any special programs — and get a breakdown across property, general liability, workers' comp, commercial auto, D&O, and sexual misconduct coverage.
Figures are based on published broker data from US church-specialist sources and calibrated to state risk tiers (hurricane zones, tornado corridors, wildfire areas). The output is a planning estimate, clearly labeled as such — not a quote. The goal is to help you walk into a broker conversation knowing what to expect.
Best for: Church administrators, executive pastors, and finance committees preparing annual budgets or reviewing insurance for the first time.
AI Sermon Assistant
From blank page to structured outline in under a minute.
Sermon preparation is one of the most time-consuming parts of ministry. The blank page problem is real — even experienced preachers spend hours getting from a passage to a structured outline.
The Sermon Assistant is a free AI tool that takes a Bible passage or theme and returns a full sermon outline: main points, supporting scripture, illustrations, and application questions. It's not a replacement for the Holy Spirit — it's a starting point that handles the structure so you can focus on the message.
No signup required. Works for any passage or topic. You own whatever you create — nothing is stored on our end.
Best for: Pastors, preachers, and small group leaders who want a fast starting point for teaching preparation.