Church Giving Health Check

What is a healthy giving rate for a church?

A healthy church typically sees 40–50% of its regular attendees giving consistently. Below 30% suggests significant engagement or communication gaps. Above 60% is exceptional and usually reflects strong discipleship culture around stewardship.

What is a good average gift per donor per month?

This varies widely by region and congregation demographics, but $150–$250/month per active donor is a reasonable benchmark for a US church. Wealthier congregations may average $400+. The number matters less than the trend — is it growing?

What is per-capita giving and why does it matter?

Per-capita giving divides total monthly giving by total membership (not just active givers). It's a whole-church health metric. $50–$100/member/month is a reasonable baseline for a healthy small-to-mid-size US church.

Why is attendance-to-giving ratio important?

If many people attend but few give, that's a discipleship and communication signal — not just a financial one. A ratio above 50% indicates that most people who call your church home are also financially invested in its mission.

My church scored a D or F — what should I do?

Don't panic. Most churches in the D/F range have one or two specific gaps, not systemic failure. Common fixes: make giving easier (online, recurring), preach on stewardship intentionally 1–2x per year, and personally thank first-time givers within 48 hours.

Is my data stored or shared?

No. All calculations happen in your browser. Nothing you enter is sent to our servers, stored, or shared. You can verify this by checking your network activity while using the tool.

How often should I run this check?

Quarterly is ideal — giving patterns shift with seasons, staff changes, and ministry transitions. Many pastors run it in January (after year-end giving), April (post-Easter), and September (fall ministry launch).